Insurance Resources
2018-19 OPEN ENROLLMENT INFORMATION

 MODA is our  medical provider

Health/Rx provider, learn more about them and your current benefits here: MODA
2017-18 HRA (Health Reimbursement Arrangement) Administered by IntegraFlex: HRA Information
2017-18 HRA (Health Reimbursement Arrangement) Administered by DBS (Diversified Benefits Services)- details coming

 

2018-19  Plan Information   HR2018 Open Enrollment

Federally Required

(Employee participation is optional*, OCCC contributes to monthly premium)

1. Medical & Pharmacy

     Dogwood Plan—PPO or Synergy w/HRA
  • Deductible: $300 per person (max of 3 people for $900)
  • Out of Pocket Limit: $2,900 per person (max of 3 people for $8,700)

2. Vision

  • Moda Opal Plan
  • Moda Pearl Plan
  • Moda Quartz Plan
  • VSP Choice Plus Plan
  • VSP Choice Plan

3. Dental & Orthodontia

  • Premier Plan 1—Delta Dental Premier Network
  • Premier Plan 2—Delta Dental Premier Network
  • Premier Plan 6—Delta Dental Premier Network (no Ortho)
  • Exclusive PPO Plan—Delta Dental PP Network
  • Willamette Dental Plan
Health Futures Incentive Program has been discontinued.
*Employees that opt out of medical, vision & dental will receive $50 per month into their 403b account.

 

State Mandated

(OCCC pays monthly premium, employee participation is required)

4. Accidental Death & Dismemberment Basic (Standard)

  • Pan 2-Benefit Level $10,000

5. Long Term Disability (Standard)

  •  Plan 21-Waiting period 90 days, monthly max $4,000

6. Basic Life (Standard)

  • Plan 3-Benefit Level $10,000

Self-Pay Optional

(Employee pays monthly premium**, participation is optional, opportunity to insure SP/DP/and/or child(ren) when EE participates.)

7. Accidental Death & Dismemberment (Standard)

Benefit Level

  • $10,000-$500,000 (EE/SP/DP)
  •  $2,000-$10,000 (DEP)

8. Optional Life Insurance Plan

(Standard) Benefit Level

  • $10,000-$500,000 (EE/SP/DP)
  •  $2,000-$10,000 (DEP) 2018-19

Open Enrollment offers an opportunity for $200,000 coverage with no medical exam.

9. New for 2018-2019 Short Term Disability

  • (Standard) Plan 14-Waiting period 14 days, weekly max $1,500, duration 90 days.

Insurance Plan Design Detail

OCCC Health and HRA  Plan and  Premium detail 2018-19 Health Insurance – Dogwood and HRA detail

OCCC  Dental and Vision Plan and Premium detail –  OCCC Premium and Plan detail

 

Dental, Vision a Plans Design 2018-19  –  OEBB Plan Detail

Life and AD&D Insurance, Long Term Disability and Short Term Disability –  The Standard

 

What is OCCC’s premium support for 2018-19?

Management, Technical & Confidential Staff will be tiered as follows:

  • Employee (EE) only          $640
  • EE & Child(ren)                $1,050
  • EE/Spouse (SP)/DP          $1,150
  • EE/SP/DP & Child(ren)     $1,540

Faculty premium support is under negotiation- will be either tiered or flat rate.

Classified premium support is a flat rate of $960 (no HRA) / $1,050 (with HRA).

2017-18  Plan Information

Insurance Plan Design Detail

Medical/RX Plan Design 2017-18 –  http://www.oregon.gov/oha/OEBB/Plans/Medical-Rx-Plan-Designs-2017-18.pdf
Dental Plans Design 2017-18 – http://www.oregon.gov/oha/OEBB/Plans/Dental-Plan-Designs-2017-18.pdf
Vision Plan Design 2017-18 – http://www.oregon.gov/oha/OEBB/Plans/Vision-Plan-Designs-2017-18.pdf
EAP Services 2017-18 – http://www.oregon.gov/oha/OEBB/Plans/EAP-Services-2017-18.pdf
Life and AD&D Insurance –https://www.standard.com/mybenefits/oebb/basic_life.html

Insurance Premium Rates (before OCCC contribution)

Medical/RX, Dental and Vision Rates 2017-18 (Kaiser is not an option for OCCC) 2017-18 Insurance Premiums – before OCCC contribution
The Dogwood Plan is the HRA plan- the premium is an additional $90
Life Insurance Rates    2017-18 Premium detail
AD&D- Accidental Death & Dismemberment Rates 2017-18  – 2017-18  Premium detail

Monthly Medical Premiums –

2017-18 Comparison of Medical Plan Costs OCCC
(note: Evergreen plan requires an HSA and Dogwood plan is the HRA.)

HRA (Health Reimbursement Account) and FSA (Flex Spending Account) administered by IntegraFlex- HRA/FSA detail

How does the HRA work?  HRA answers your questions